Buyer Programs for 2023

Doing your income tax and realizing how much you pay Uncle Sam!  What are the breaks when you own property?  Why should you make that step in your life.

Many people aren’t aware that they can deduct property taxes and interest on their mortgage up to $10,000 (need to check faqs), EVERY YEAR!  Car insurance rates are lower for homeowners.  Homeowners can take out an equity line for purchases of a car as well as home improvements as they get equity.  You pay your mortgage you pay yourself in equity, you pay your landlord and FLUSH the money away! And if you change your mind you can move anytime, you don’t need to worry about breaking a lease.

If you want to understand your personal opportunities then talk to an experienced lender that is recommended by a Realtor or a close family or friend that has experienced that lender and loan officer’s services.  Not all lenders offer all programs.  Internet lenders and banks tend to not have the experience of long term loan officers.  If someone has been a loan officer for a long time they are good at what they do or they wouldn’t be around since it is a commission based job.

There are so many programs you may not know that are available and an experienced lender will ask a lot of questions and fit you into the program that is custom fit for you.  They are also great at getting you ready for qualification of a loan if you need to improve credit, pay off bills etc.  They don’t charge for their consultations so why not call one today at plan your future.

Here are some wonderful (and knowledgeable) choices:

Kim Murphy, Draper & Kramer Mortgage

630-235-3917  or kim.murphy@dkmortgage.com

CJ Paloucek, GRA Affinity

630-546-3958 or CJ.Paloucek@grarate.com